Which of the following policies would typically cover liability for bodily injury?

Homeowners insurance typically includes liability coverage for bodily injury, which protects the policyholder in the event that someone is injured on their property or as a result of their actions. This type of coverage not only encompasses medical expenses for the injured party but also legal costs if the injury leads to a lawsuit. Homeowners insurance is designed to safeguard individuals from common risks associated with owning a home, including accidents that could lead to bodily injury claims.

Fire insurance, property insurance, and flood insurance, on the other hand, primarily focus on protecting physical assets and damage related to specific perils. Fire insurance covers damage to property due to fire, property insurance generally protects against risks to physical property, and flood insurance specifically addresses damage caused by flooding. None of these policies typically extend to liability for bodily injury, making homeowners insurance the clear choice for this type of coverage.