Which of the following is an example of first-party insurance?

First-party insurance refers to coverage that pays for losses or damages incurred by the policyholder themselves. In the context of the question, claiming damages to your own vehicle is a clear example of first-party insurance because it involves the policyholder seeking compensation directly from their own insurance policy for damages sustained to their property. This direct compensation for the insured's own loss distinguishes it from other options in the question.

Other examples provided do not fit the definition of first-party insurance. Claiming injury from another driver would involve liability or third-party claims, where the affected individual seeks compensation from the responsible party's insurance. Similarly, filing a suit against another party's insurer also indicates a third-party claim situation, as it involves seeking damages from an insurer for someone else’s liability. Finally, claiming damage to your property caused by a tenant might involve landlord-specific insurance or liability claims but does not directly address first-party coverage, as it focuses on damage caused by a third party (the tenant) rather than losses claimed directly by the property owner.