Which document is typically used to provide proof of insurance coverage?

The certificate of insurance is a document that serves as proof of insurance coverage for a specific individual or entity. It provides information about the insurance policy, including the insurer's name, the insured party, the types and limits of coverage, and the policy's effective dates. This document is commonly requested by third parties, such as clients or vendors, to verify that an individual or business has active insurance coverage.

In contrast, a policy endorsement modifies the terms of an existing insurance policy but does not serve as proof of coverage itself. A claims report details the circumstances and specifics of a claim but does not indicate whether a coverage is in force at a given time. The policy application is the initial document submitted to obtain insurance, laying out the details and requested coverage, but it does not confirm that coverage has been issued or is active. Therefore, the certificate of insurance stands out as the reliable source to demonstrate proof of insurance.