What types of documents might an insurance adjuster request during a claim review?

The selection of policy documents, repair estimates, medical records, and photographic evidence includes essential information that an insurance adjuster needs to effectively evaluate a claim.

Policy documents are critical because they outline the terms, coverage limits, and exclusions of the insurance policy, allowing the adjuster to understand what is covered in the event of a loss. Repair estimates help assess the cost of damages and the necessary work to restore property, providing a baseline for any settlements that might be made.

Medical records are particularly important in claims involving personal injury, as they provide evidence of the extent of injuries, treatment received, and the overall impact on the claimant's life. This information is necessary for the adjuster to evaluate the compensation amount accurately.

Photographic evidence is likewise valuable, as it offers a visual confirmation of the damage or loss claimed. It helps clarify the circumstances surrounding the claim and validates the information provided in other documents.

In contrast, the other options may contain relevant information, but they do not encompass the full range of documents typically needed in a comprehensive claims review. Legal correspondence and signed contracts could be pertinent in some situations, but they don’t provide the direct evidence of damage or coverage necessary for most claims. Warranty papers and receipts of purchased items might be useful in specific