What types of claims can a property adjuster typically handle?

A property adjuster typically handles claims related to property damage because their primary role involves assessing the extent of loss or damage to physical assets such as homes, buildings, and personal belongings due to various incidents, such as natural disasters, fires, or vandalism. The adjuster evaluates the damage, documents the findings, and helps determine the amount the insurer will pay out based on the policy coverage.

While claims related to property theft do involve a property element, they specifically fall under a subset of property claims. However, the broader and more encompassing type of claim managed by a property adjuster is property damage, which can include theft as part of the overall assessment of the insured property.

Claims related to automobile accidents or personal injury typically fall under the jurisdiction of auto insurance adjusters or bodily injury adjusters. These types of claims involve different considerations, such as liability and medical expenses, which are outside the scope of what a property adjuster typically handles. Thus, property damage claims are distinctly aligned with the expertise and responsibilities of a property adjuster.