What is the primary function of an insurance adjuster?

Prepare for the Hawaii Insurance Adjuster Test with flashcards and multiple-choice questions. Each question includes hints and explanations. Equip yourself with the knowledge you need to succeed!

The primary function of an insurance adjuster is to investigate, evaluate, and settle insurance claims on behalf of the insurance company. This role is essential in the claims process, as adjusters assess the validity of claims made by policyholders, gather evidence related to the claim, interview involved parties, and analyze the details to determine the extent of the insurer's liability.

Adjusters play a crucial role in ensuring that claims are resolved fairly and efficiently, balancing the needs of the insured with the financial responsibilities of the insurance company. By performing these duties, they help facilitate the claims process, leading to timely payouts and customer satisfaction, while also protecting the interests of the insurer.

The other options revolve around different aspects of the insurance industry, such as selling policies, providing legal support, or collecting premiums, which are not directly related to the core responsibilities of an adjuster.

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