What is a public adjuster?

A public adjuster is a professional hired by the policyholder to assist with insurance claims. Their primary role is to represent the interests of the policyholder rather than the insurance company. Public adjusters are knowledgeable about the claims process and work on behalf of the insured to ensure that they receive a fair settlement for their loss.

They understand the intricacies of policy language, claim settlements, and damage assessments, which can be overwhelming for policyholders to navigate alone. By hiring a public adjuster, the policyholder can benefit from their expertise in evaluating the damages, documenting losses, and negotiating with the insurance company to achieve a satisfactory resolution.

This delineation of roles is crucial, as it highlights the independence and advocacy that public adjusters provide for those who have suffered a loss, in stark contrast to adjusters employed by insurance companies, who inherently represent the insurer's interests.