Hawaii Insurance Adjuster License Practice Exam

How much is an eye worth in terms of weeks?

1. 160 weeks

2. 180 weeks

3. 220 weeks

4. 140 weeks

The correct answer is: 160 weeks

The value assigned to an eye in terms of weeks is based on the compensation structure utilized in certain personal injury or workers' compensation claims. In Hawaii, for example, the law sets a specific value for different body parts to ensure there is a standardized way to determine the compensation due to an individual who has suffered an injury resulting in the loss of an eye. In this context, an eye is valued at 160 weeks. This means that if someone loses an eye due to an accident that falls under the compensation guidelines, they would be entitled to compensation equivalent to 160 weeks of wages or benefits, reflecting the severity of the injury and its impact on their ability to earn a living. The other options present different values that may not align with the established legal framework or compensation guidelines applicable in Hawaii. Each of these values, while potentially based on similar injury compensation principles, does not correspond to the specific legal designation for an eye's worth. This precise determination is essential for adjusters and legal professionals in ensuring claims are appropriately processed and resolved.