Hawaii Insurance Adjuster License Practice Exam

Disable ads (and more) with a membership for a one time $4.99 payment

Prepare for the Hawaii Insurance Adjuster Test with flashcards and multiple-choice questions. Each question includes hints and explanations. Equip yourself with the knowledge you need to succeed!

Practice this question and more.

How much is a hand worth in terms of weeks for disability calculations?

244 Weeks
156 Weeks
312 Weeks
200 Weeks

The correct answer is: 244 Weeks

In disability calculations, the value assigned to a hand is established based on the specific guidelines used in workers' compensation and disability insurance laws. A hand is typically valued at 244 weeks of disability benefits. This amount reflects the state’s assessment of the impairment a person may experience if they lose the use of a hand, considering the impact on their ability to work and perform daily activities. Choosing this value ensures consistency and fairness in how claims are handled, providing a standardized approach to compensation across similar cases. Understanding this amount helps adjusters accurately assess claims and determine appropriate benefits for individuals who have experienced such losses. Other options, while potentially representing different body parts or impairments, do not correspond to the recognized value of a hand in this context.